Our Plans
Our Plans
Which plans does KD Creation offer you?
Life Insurance Plan ( লাইফ ইনসিওরেন্স প্ল্যান )
Life Insurance Plan is that one plan which each and every person should have. If you love your family and want to protect them, you should definitely have a Protection Plan which ensures your family will be safe and financially secured even when you are not there. We saw how COVID-19 pandemic devastated so many families, all at once, and survey reports say that maximum of them were not covered by any Protection Plan. These plans wouldn’t have replaced their loved ones but would have definitely kept the family safe and financially secured in their tough times. Nobody wants to leave their loved ones but life is very unpredictable so we should definitely consider a Protection Plan even before Investment Plan.
KD Creation has a variety of Protection Plans based on your needs and budget by which you can be absolutely sure that your family has to never go through such panic situation or financial crisis in your absencea. Along with the plan you opt, you will get Income Benefit, Accidental Death Benefit, Critical Illness Benefit, Tax Benefit and much more. The age for taking a Protection Plan is at least 18 years all the way up to 65 years with a very minimal premium of ₹480* per month.
” You don’t buy Life Insurance because you’re going to die, but because those you love are going to live. “
Child Education Plan ( চাইল্ড এডুকেশন প্ল্যান )
We all know that our children are the world’s most valuable resource and the best hope of our future. What we invest in them today, gives a very promising result in the coming years. Children grow up fast and so does their needs. It is a well known fact that Higher Studies is expensive and not everybody can afford it. If we don’t think about their education expenses from now on, maybe they won’t be able to complete their Higher Studies and we might have to regret later on.
But don’t worry, KD Creation has got you covered! We have a large array of Child Education Plans through which you can be fully assured that your child won’t have to face a single problem in the future to pursue their education. These plans are very attractive with Guaranteed Return along with Life Cover and Tax Benefit. Surprisingly, these plans start from 30 days your baby is born! The minimum premium is ₹1000* monthly and has no upper limits.
” Child Education is an investment that pays the best interest. “
Retirement / Pension Plan ( রিটায়ারমেন্ট / পেনশন প্ল্যান )
Retirement / Pension Plan is such a scheme that we have to think from today as a young generation in the current scenario. We want to maintain the same lifestyle in our old age as we are having today. Moreover we might have some post retirement plans like roaming around the world or buying your favorite car. These things are only possible when you have a Retirement Plan from a young age as you won’t have as much working power then as you have now. As we all know, these days maximum amount of people are working in private jobs or are self employed which have very less or no pension scheme. Even in maximum government jobs nowadays, there are no such pension schemes available.
KD Creation is there to offer you your own Pension Plan which you can select from our wide range of plans. We assure you that you will be able to maintain a good lifestyle even when you can’t work so much and fulfill all your wishes. All the plans have guaranteed return along with Life Cover and Tax Benefit. The minimum age for such plans is 18, maximum is 65 years with a minimum premium of ₹2000* monthly and no upper limits.
” Retirement is not the end of the road. It is the beginning of the open highway. “
Income Plan ( ইনকাম প্ল্যান )
Income plan is for someone who wants to create a steady source of income or alternative source of income. Life is full of uncertainties and it is possible that somehow our primary source of income stops due to a certain number of reasons. It can be an accident, illness or termination of job. If we stop our work, our income flow also stops. We cannot foresee these events but we can definitely create a secondary source of income which will give us guranteed income flow without any effort. That way we can continue to fulfill our necessities and maintain the same lifestyle and take care of our family in the same way in case of some mishap.
KD Creation can give you an Income Plan which will be best for you. You can choose between regular or one-time investment and you can live without any worries for the rest of your life. All the plans have guranteed return along with Life Cover and Tax Benefit. The minimum age for such plans is just 5 years, maximum is 65 years with a minimum premium of ₹2500* monthly and no upper limits.
” You become financially free when your passive income exceeds your expenses.”
Savings / Investment Plan ( সেভিংস / ইনভেস্টমেন্ট প্ল্যান )
We all know that money doesn’t grow on trees and that we need to have a significant amount of money saved for financial emergencies or future plannings. In today’s scenario it is impossible to move forward without Savings or Investment. Savings is almost like a ritual that has been going on for a very long time and will continue to do so. Previously, people used to invest in business or save money at locker/home. But nowadays, it is a wiser choice to Invest in our Savings Plan where your money will grow with time, even when you sleep! Our biggest teacher is COVID-19 pandemic where maximum people sustained because they had some form of Investment or Savings Plan. Those who didn’t have any Savings, had to go through a very challenging phase.
With KD Creation you can Invest in your own Savings Plan where you will make money even when you’re sleeping and your money will increase over the years! Start investing from now and make your future better. All the plans have guranteed return along with Life Cover and Tax Benefit. The minimum age for such plans is just 30 days, maximum is 65 years with a minimum premium of ₹1000* monthly and no upper limits.